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Based on the continuing case in chapter 3, Money Management Strategy: Financial Statements and Budgeting, and unit 3 reading, compose a narrative essay (minimum 1000 words) identifying factors considered in money management.  Discuss issues influencing budgeting and savings.  What are some useful strategies?  (i.e. Rule of 72 and compounding interest).
Use at least three scholarly sources and remember to demonstrate a thorough understanding of the READ and ATTEND sections in your essay. Cite your sources in APA format.
Textbook(s) Kapoor, J. R., Dlabay, L. R., Hughes, R. J., & Hart, M. M. (2019). Personal finance (13th ed.). McGraw-Hill Education.